When considering long-term stays, practicalities like taxation, retirement, and social rights are crucial. Let's examine these aspects in Ghana and Ukraine. In Ghana, a progressive income tax system applies, meaning higher earners pay a larger percentage. Value Added Tax (VAT) is also levied on most goods and services.
In Ghana, the tax system is progressive; higher earners pay more. VAT is also in place. However, the understanding is that taxes contribute to community development. Ukraine presents a different picture with a flat 18% income tax, 20% VAT, and a 1.5% military tax.
Ukraine's flat tax system, while seemingly straightforward, can be complex for long-term immigrants, particularly concerning double taxation agreements. Navigating this requires careful attention to detail. jetoff.ai offers detailed guides on these tax structures.
Regarding retirement, Ghana's Social Security and National Insurance Trust (SSNIT) is the primary pension scheme. However, the portability of these benefits for long-term immigrants who might relocate later needs clarification. Ukraine's state pension system also requires contributions, but the implications for foreign residents, given recent changes, need careful consideration.
In Ghana, legal residents can access the National Health Insurance Scheme (NHIS), providing access to healthcare. While access is positive, navigating the public healthcare system might require patience. In Ukraine, many immigrants opt for private insurance for quicker access to care.
Social rights extend beyond healthcare. In both countries, understanding eligibility for education and unemployment benefits requires a detailed examination of the criteria. Strong community and volunteer networks often supplement formal systems, particularly in Ukraine. jetoff.ai can provide valuable guidance in navigating these complexities.